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Para usar os recursos completos do site, você precisa permitir a visualização do conteúdo do Flash em seu navegador.Clique no "interruptor" para ativar o Flash para o seu navegador.Universal / Permanent / Whole Life insurance These types of insurance policies are mostly bought by those who see insurance as a means of investment.There is an accumulation of money in these types of policies and there is a minimum sum assured to the beneficiary at the maturity of the policy. Prima facie, they are doing a good work by insuring people against any untoward incident.Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.Life insurance is about providing protection to the dependents.The insurance policy is a legal contract between the insurer and the insured.However, having a life insurance policy does not mean that you will get life cover for all kinds of deaths.
Further, the insurance premiums vary from person to person depending on his or her age, smoking habits, medical history, driving record, job profile and other things.
The insurance companies insure a person in exchange for regular premiums.
Insurance certainly eases the pressure on a common person who depends on regular earnings to support his or her family.
However, if you buy a policy for your spouse, you are the policy owner while your spouse is the insured person.
In simple words, the person who pays the premiums is the policy owner while the person who is covered by the policy is the insured person. Most of the life insurance policies do not cover deaths due to man-made events.
Recomendamos que todos os nossos usuários optem pela versão Flash do bate-papo (atualmente em uso).